AML & KYC Policy

1. General Provisions

2. Definitions

3. Risk-Based Model (Risk Score)

3.1 Risk Categories and Threshold Values

4. AML Analysis Tools

5. Transaction Monitoring and Asset Risk Management

6. Bank Card Transactions and Card Verification

7. Preliminary AML Check

7.1 AML Verification Questions

8. KYC (Customer Identification and Verification)

8.1 Grounds for KYC

8.2 Required Documents

9. Source of Funds (SoF)

10. Processing Timeframes

11. Refusal of Service

12. Jurisdiction and Source of Funds Restrictions

13. Refunds and AML-Related Fees

14. Personal Data Processing

15. Mandatory User Consent

16. Policy Updates

17. Contact